AI for Payments: How Visa and OpenAI Built Shopping Agents
Visa and OpenAI have announced a partnership that will let ChatGPT AI agents make purchases on your behalf. The agent receives a virtual card token with preset limits, and never gets access to your real card data. The user sets the parameters: a maximum amount, a list of approved stores and product categories. Experts are already asking how safe it is to trust AI with your money.
AI-processed from ZDNet AI; edited by Hamidun News
Visa and OpenAI have built an AI payment system that lets AI agents carry out financial transactions on their own, without a human stepping in at every moment of the purchase.
How do AI agents make payments in Visa's system?
Visa issues AI agents virtual tokens: digital identifiers with clearly defined restrictions. An agent can spend only a strictly defined amount, and only at approved merchants.
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