AI in fintech: how AI assistants will push out apps

Fintech apps are dying out. According to Atomic Invest CEO David Dindi, investment apps will disappear in 10 years. AI assistants built into messengers will take their place, managing portfolios right in the chat, with no separate app, like an ordinary helper.

AI-processed from Bloomberg Tech; edited by Hamidun News
AI in fintech: how AI assistants will push out apps
Source: Bloomberg Tech. Collage: Hamidun News.
Listen to article

AI and AI assistants are taking over fintech. According to Atomic Invest CEO David Dindi, investment apps will disappear in 10 years, replaced by AI companions built into messengers and voice assistants.

Why are fintech apps losing relevance?

The smartphone is overloaded with financial apps: a bank, a broker, an exchange, a trading platform, a portfolio tracker, a credit builder. Each one demands its own password, updates and learning curve.

What will replace fintech apps?

AI companions built into messengers and voice assistants remove the need to remember many passwords and to figure out the separate interface of each platform.

Why will AI assistants replace fintech apps?

The smartphone is overloaded with financial apps: a bank, a broker, an exchange, a trading platform. Each requires a separate password, interface and updates. AI assistants in messengers will simplify access by combining all functions into a single conversational interface.

Key Questions Answered

Why are fintech apps losing relevance?

The smartphone is overloaded with financial apps: a bank, a broker, an exchange, a trading platform, a portfolio tracker, a credit builder. Each one demands its own password, updates and learning curve.

What will replace fintech apps?

AI companions built into messengers and voice assistants remove the need to remember many passwords and to figure out the separate interface of each platform.

Why will AI assistants replace fintech apps?

The smartphone is overloaded with financial apps: a bank, a broker, an exchange, a trading platform. Each requires a separate password, interface and updates. AI assistants in messengers will simplify access by combining all functions into a single conversational interface.

ZK
Zhemal Khamidun — CPO at Alpina Digital, product manager of AlpinaGPT. Building AI products since 2019. Hamidun News is a pet project that grew into a production aggregator with 6,000+ readers.
✦ Private AI Builders Community · Vibe Club

Ship AI Faster with Founders, Engineers & Weekly Architecture Reviews

Inside Vibe Club (hamidun.com/club) — weekly live masterminds with Zhemal Khamidun, Tech Radar, full LMS access, and 370+ production Claude Code skills.

Join Vibe Club →Explore Hamidun Academy
What do you think?
Loading comments…